6) PAYMENT METHOD
6.1. The Buyer may pay the goods/services purchased in any of the ways indicated hereunder. No extra fees will be charged to the Buyer.
6.2. Payments may be made Credit Card (Visa - MasterCard - Amex): the first order will be processed only once the Seller’s bank has contacted the Buyer’s bank to check and confirm the Buyer’s details. The order will be shipped only once this check has been completed successfully. This means that it may take a little longer to process your first order.
In all cases, the Customer must confirm that he or she is the legal holder of the credit card. Payments may also be made with PayPal-type credit cards (in this case you will not need to enter your credit card number or other personal details, but simply your email and password. This type of card may be used to purchase on-line against the funds available on the card), PostePay (this is a prepaid card that runs on the Visa Electron circuit sold by Poste Italiane, the card is a top up card not linked to a current account, that is used to make on-line purchases against the funds available on the card).
The following forms of payment are also accepted: MyBank, SplitIt (installment payment)
6.4. Before processing the order, the credit card is checked with the issuing bank, as further protection for the customer. With this form of payment, after completing the process, you generate a purchase proposal that will be confirmed by email; a specific “order number” will be assigned to your order and should be indicated in any further communications with Hprc.it.
Starting on 28 December 2020, online payments will be even more secure thanks to the new European PSD2 regulation which introduces new authentication rules. From then on, when you place an order using a credit card payment, your bank may ask you to confirm your identity using 3D Secure authentication. There are many ways to authenticate online payments and you may be asked to confirm your identity by SMS, email or TouchID.